Employer Defense Group, LLP offers employer workers’ compensation defense in Rancho Santa Margarita and throughout the entire state of California. We have a committed workers’ compensation law firm, comprised of some of the most knowledgeable and aggressive practitioners serving Rancho Santa Margarita – attorneys who are familiar with all phases of workers’ compensation and can help you manage claims promptly, economically and with a focus on business goals.
Rancho Santa Margarita, CA Workers Compensation Defense Attorneys
We represent employers for workers’ compensation cases in Rancho Santa Margarita and across the entire state of California.
Workers’ compensation requires more than just delivering medical treatment or writing a check. Workers’ Compensation demands active claims management to return injured workers back to productive employment, recognizing problem cases and taking assertive steps to resolve them, and litigating cases that cannot be settled.
Successful defense of workers’ compensation claims necessitates experience, expertise and commitment. Our firm understands that the manner in which we cater to your needs plays a part in the result our clients desire, and to ensure our clients are provided with a high level of service, we give clear, timely, advice.
Workers’ Compensation Defense
Employer Defense Group, LLP is highly skilled and possesses a high level of competence in Workers’ Compensation Defense. It is our responsibility to help clients circumvent litigation. If litigation is required, our team is committed to doing everything in our power to achieve the results our client’s desire.
We Advise and Represent
Rancho Santa Margarita CA Employers, Insurance Carriers, and Third Party Administrators
We provide workers’ compensation defense in the following Rancho Santa Margarita, CA zip codes: 92678 / 92679 / 92688 / 92692
The Best Workers’ Compensation Defense Law Firm Serving Rancho Santa Margarita, CA
Employer Defense Group, LLP’s skilled attorneys have focused knowledge in every aspect of California’s workers’ compensation from the defense perspective, including:
- Defending claim denials or benefit denials
- Termination of claims
- Workers’ compensation subrogation
- Advantageous settlement of claims
- Determination opinions
- Emergency rule hearings
We know that any one claim or group of claims does not exist in a vacuum. We defend our clients enthusiastically and we pride ourselves on getting the results that our Rancho Santa Margarita clients value.
We use an assertive approach to defending claims, and to claim avoidance. We often collaborate with our Rancho Santa Margarita clients to develop policies which reduce the possibility of claims occurring, and endeavor to reduce expenses if the claim becomes subject to litigation
“Hands down 👊 the best workers’ compensation defense lawyers out there!”
“Employer Defense Group, LLP has been a breath of fresh air. Clear expertise and specialized knowledge in the field of workers’ compensation defense law in California. Highly recommend and grateful for our work together.”
“EDG is an excellent workers’ compensation defense firm. They are a knowledgeable team who is extremely accessible no matter the day or hour.”
Frequently Asked Questions
What is workers' compensation and how does it work?
Workers’ compensation is a process by which a person who is injured due to or in the scope of their employment can receive prompt medical treatment and, if necessary, disability benefits to help them get through the injury and get back to work as quickly as possible . The purpose is to make the injured worker whole both financially and physically or mentally.
Why get a lawyer in Rancho Santa Margarita, CA for workers comp defense?
The California workers’ compensation system and its rules and regulations can be very difficult to understand and navigate. The intricacies of the laws can also be very confusing, so having a professional in Rancho Santa Margarita, CA who can provide guidance and sound advice can be beneficial in securing a favorable result in defending your claim. Having a lawyer in Rancho Santa Margarita can bring peace of mind in knowing that your claim will be handled competently and correctly
Do I need a lawyer in Rancho Santa Margarita, CA to settle a workers comp claim?
A lawyer in Rancho Santa Margarita, CA is not required to settle a workers’ compensation claim. However, it is ideal to have an expert who is well-trained and well-versed in this area of law when negotiating settlement. There are many factors that go in to evaluating settlement and you want to make sure you have an experienced Rancho Santa Margarita, CA lawyer who can secure a reasonable settlement in your favor.
What is the average settlement for workers comp in Rancho Santa Margarita, California?
Typically, the average settlement range is anywhere from $5,000 to $50,000. This seems like a wide range, but it is important to keep in mind that there are many factors that go into how much an employee gets in a workers’ compensation settlement. Every case is different and has its own unique set of circumstances. There are also a wide variety of injuries and they do not all equate to the same value to cover all the considerations within a settlement.
Who pays for workers' compensation?
Workers’ compensation is typically paid for by an insurance carrier who has agreed, for a fee, to cover losses incurred by an employer in Rancho Santa Margarita when an employee suffers an injury. Workers’ compensation insurance is typically required by law. If an employer is uninsured and an employee is injured, the employer will have to pay the expenses out of pocket. The employer will also be subject to potential penalties and even liens against property if they fail to abide by the Labor Code.
Who is exempt from workers compensation insurance in Rancho Santa Margarita, California?
Certain Rancho Santa Margarita, CA employers or municipalities can be exempted from workers’ compensation insurance. However, this must be approved by the state. The entity seeking exemption must meet certain requirements to be a permissibly uninsured entity. Most employers will not qualify for this. If you don’t know if you qualify for an exemption, you probably do not.
What is an unsafe workplace?
An unsafe workplace is a work environment where an employee in Rancho Santa Margarita, CA is unable to perform his or her regular duties as a result of physical conditions of the workplace that are deemed too dangerous. These conditions are hazards that can lead to potential injury or death to an employee. Such hazards include erroneous safety procedures, exposed wiring, broken equipment, hazardous materials, or failure to utilize safety equipment or gear. However, California’s workers’ compensation system is a “no-fault” system. Thus, even if a workplace is completely safe, an injury can still occur and the injured employee in Rancho Santa Margarita, CA could still be entitled to workers’ compensation benefits.
Does an employer in Rancho Santa Margarita, CA pay an employee while on workers' compensation leave?
When an injury limits a worker from working, they are entitled to receive temporary disability benefits. These payments are designed to replace an injured worker’s wages while they are not receiving full wages and are recovering from the injury or illness. California Labor Code section 4653 calculates temporary total disability as “two-thirds of the average weekly earnings during the period of such disability, consideration being given to the ability of the injured employee to compete in an open labor market.” This amount comes close to making up the total wages lost because those benefits are not generally subject to income tax.
How do you dispute a workers compensation claim?
An employer may dispute a workers’ compensation claim whether they are insured or not. The process of disputing the claim varies from claim to claim as the legal defenses available are circumstantial. Among other reasons, an employer can dispute an injury by denying employment, denying that an injury occurred at work or that it was caused by the work or even by claiming that the employee was intoxicated at the time of the alleged injury. Because the defenses that may or may not be available are so dependent on the circumstances, the best option for an employer questioning the validity of a claim is to request a no cost, no obligation consultation. The time to dispute a claim is limited to 90 days or even as few as 30 days from the date of knowledge of the claimed injury.
How does workers comp protect employers in Rancho Santa Margarita, CA?
Workers comp protects Rancho Santa Margarita employers by providing a system that should be followed when an employee is injured at work. This makes it more difficult for an employee to later claim that they were injured at work, if they do not report the injury at the time, or follow the procedures that are in place. Furthermore, this works to protect the employer by keeping a record of everything as it is happening. Finally, through the MPN system, an employer in East Palo Alto can maintain some control over the medical treatment of the employee.
Is Workers Compensation beneficial to the employer?
The Workers Compensation system is set up to protect the employer from fraudulent claims and also to ensure that legitimate claims have a process that is followed. The UR/IMR process ensures that all conservative treatment is exhausted before more invasive and costly procedures. The Medical Legal process is set up to ensure there are checks and balances of the treatment provided by Primary Treating Physicians.